Funded Trading Plus Review 2027

This Funded Trading Plus review covers a forex and CFD prop firm that launched in 2021 out of the Trade Room Plus education community and is best known for instant funding. Our verdict: Funded Trading Plus (often shortened to FT+) is a mature, well-reviewed firm with fast weekly payout cycles and no minimum trading days, but its 2026 programme overhaul introduced tighter limits on the cheapest route, and its instant accounts are among the more expensive on the market.

Keep the basics in mind: challenge and instant-account fees are a cost, most traders do not pass evaluations or keep funded accounts, and no prop firm can promise you profit.

Funded Trading Plus review: at a glance

Challenge types and pricing

In 2026 FT+ retired its long list of programme names (Experienced, Prestige, Premium, Advanced and Master) and consolidated into three core paths. The 2-Step Classic is the cheapest per dollar of capital, the 1-Step Express gives a single 10% target, and Instant funding skips the evaluation altogether for a much higher fee. Comparison sites also list low-cost Activation accounts with a small 2% target plus a separate activation fee.

These are list prices reported by comparison sites in 2026; FT+ frequently runs percentage discounts, so the checkout price may be lower. Check current terms on the official site. Older reviews described a refund of the evaluation fee after a profit milestone and a 14-day refund if no trades were placed, but we could not confirm whether that applies to the new programmes.

Trading rules

Targets and drawdown

• 2-Step Classic: 7% target in each phase, 4% daily loss, 8% static maximum loss, a 3% loss limit per symbol, and a consistency rule (35% in evaluation, 50% when funded).
• 1-Step Express: 10% target, 4% balance-based daily loss, 6% trailing maximum loss, no consistency rule.
• Instant: no target, 6% daily loss and 6% trailing maximum drawdown.

There is no minimum number of trading days and no time limit on the evaluations. The trailing drawdown on Express and Instant is the biggest catch: it follows your equity up, so a few winning days followed by a pullback can end the account faster than a static limit would.

News, weekends and strategy

News trading is allowed. Weekend holding is permitted on the 1-Step and 2-Step paths but not on Instant accounts. Previous rulebooks banned arbitrage, grid trading, copy trading and hedging across accounts, and limited expert advisors to certain platforms; check the current FAQ for the EA policy on each programme. Reported disputes have centred on daily loss breaches decided by small margins, single-symbol loss terminations and slippage during volatile sessions, so read the risk rules carefully.

Profit split, payouts and scaling

All programmes start at an 80% profit split. Add-ons, each priced at roughly 15% of the fee, can raise the split, shorten the payout cycle to three days or lift the scaling cap. Without add-ons, Instant and 1-Step Express accounts can withdraw every seven days and the 2-Step Classic every ten days. Every payout goes through a risk review before it is approved. Withdrawals are sent by bank transfer or crypto.

The scaling plan raises account size by 25% for each 10% profit milestone, up to $2.5 million, with a $5 million cap available as a paid upgrade. The firm says it has paid more than $19.5 million to traders since 2021, a figure that has not been independently audited.

Platforms and instruments

FT+ supports MetaTrader 5, cTrader, Match-Trader and DXtrade, although the 2-Step Classic runs only on MT5 and Match-Trader. US residents are accepted but must use Match-Trader or DXtrade. Instruments cover forex pairs, indices, commodities and crypto CFDs. Forex leverage is up to 1:50 on the 2-Step Classic and 1:30 on Express and Instant. There are no swap fees on any programme.

Company, trust and payout record

The business is structured across two jurisdictions: IF Pro Ltd in Saint Lucia operates the challenges, and Acello Ltd, registered in England and Wales, acts as payment agent; the same two companies also sit behind Instant Funding. Neither is a regulated broker, and the liquidity provider is not named publicly; one older review mentioned a link with an Australian broker that we could not confirm. Trustpilot ratings reported in 2026 sit around 4.4 to 4.7 from thousands of reviews, and the CEO often replies to complaints in public with trade logs. Some reviewers point out that the firm is not on certain third-party payout verification sites. We found no evidence of closure, suspended payouts or regulatory action.

Who Funded Trading Plus suits

• Traders who want quick, regular payout cycles.
• Those who dislike minimum trading day rules.
• Experienced traders willing to pay more for instant funding.
• Platform-flexible traders who prefer cTrader or Match-Trader.

Traders who need wide drawdown room or a static limit on a one-step account may find other firms more forgiving.

Final verdict

Our Funded Trading Plus review finds a credible, long-running firm with a clean, simplified line-up and frequent payouts. The downsides are tight 4% daily limits, trailing drawdown on two of the three paths, symbol and consistency rules on the Classic, and costly instant accounts. Verify the latest rules on the official Funded Trading Plus website and treat the fee as money you can afford to lose.

Compare Funded Trading Plus with the other top prop trading firms, or read our FXIFY review and BrightFunded review.

FAQ

Facts compiled on 8 November 2026 from the firm’s published rules and independent reviews listed in the sources. Prop firm rules and prices change often; confirm on the official website before buying a challenge.